No doubt that mobile usability has taken over when it comes to surfing the web. The banking industry isn’t excluded in this course as most banks have embraced and activated what is known to be the future of banking. It’s also not to be denied the ease of use of USSD (Unstructured Supplementary Service Data) mobile banking codes, with the introduction of USSD codes, you can carry out transactions directly from your smartphones or feature phones easily, swift and conveniently. The fact that you also don’t need an internet connection to use these bank USSD codes even makes it sweeter.
Benefits of USSD banking
Open an account from anywhere. Service does not require filling out forms. No minimum opening balance is required to open a new account via USSD. Service attracts no charge. You have unlimited access to your account at any time. No dependency on the internet or third party. Available 24 hours a day and 7 days a week. Saves you the stress of queuing up in the banking halls
Getting started with USSD banking
A mobile transaction using USSD codes require account registration for first-timers and a PIN code (either 4 or 5 digits depending on the bank involved) which could be done by simply dialling the various bank USSD code (as seen below) and following the screen prompts. The PIN code serves as your security against fraudsters and would be required for all your next transactions. That said, let’s quickly delve right into Naijaknowhow’s list of all bank USSD codes in Nigeria.
All Bank’s USSD Shortcodes (Summary Table)
List of all bank USSD codes in Nigeria (broken down)
1. Access Bank USSD Codes (*901#)
Contained below is a table showing all Access bank USSD codes for transferring money, recharging mobile phones, checking your account balance and more.
All Access bank USSD codes for mobile banking
2. ALAT Bank USSD Codes (*945#)
Contained below is a table showing all ALAT digital bank USSD codes for transferring money, recharging mobile phones, checking your balance and more.
All ALAT bank USSD codes for mobile banking
3. Ecobank USSD Codes (*326#)
Contained below is a table showing all Ecobank USSD codes for transferring money, recharging mobile phones, checking your account balance and more.
All Ecobank USSD codes for mobile banking
4. Fidelity Bank USSD Codes (*770#)
Contained below is a table showing all Fidelity bank USSD codes for transferring money, recharging mobile phones, checking account balances etc.
All Fidelity bank USSD codes for mobile banking
5. FCMB USSD Codes (*329#)
Contained below is a table showing all FCMB USSD codes for transferring money, recharging mobile phones, checking your account balance and more.
All FCMB USSD codes for mobile banking
6. First Bank USSD Codes (*894#)
Contained below is a table showing all First bank USSD codes for transferring money, recharging mobile phones, checking your account balance and more.
All First bank USSD codes for mobile banking
Contained underneath is a table showing all GTBank USSD codes for transferring money, recharging mobile phones, checking balance and more.
All GTBank USSD codes for mobile banking
8. Heritage Bank USSD Codes (*745#)
Contained below is a table showing all Heritage bank USSD codes for transferring money, recharging mobile phones, checking your balance and more.
All Heritage bank USSD codes for mobile banking
9. Keystone Bank USSD Codes (*7111#)
Contained below is a table showing all Keystone bank USSD codes for transferring money, recharging mobile phones, checking balances and more.
All Keystone bank USSD codes for mobile banking
Contained below is a table showing all Polaris (Skye) bank USSD codes for transferring money, recharging mobile phones, checking balance and more.
All Polaris bank USSD codes for mobile banking
11. Stanbic IBTC Bank USSD Codes (*909#)
Contained below is a table showing all Stanbic IBTC Bank USSD codes for transferring money, recharging mobile phones, checking balance and more.
All Stanbic IBTC bank USSD codes for mobile banking
12. Sterling Bank USSD Codes (*822#)
Contained below is a table showing all Sterling bank USSD codes for transferring money, recharging mobile phones, checking balance and more.
All Sterling bank USSD codes for mobile banking
13. UBA USSD Codes (*919#)
Contained below is a table showing all UBA USSD codes for transferring money, recharging mobile phones, checking balance and more.
All UBA USSD codes for mobile banking
READ: You can check out more UBA USSD codes here!
14. Union Bank USSD Codes (*826#)
Contained below is a table showing all Union bank USSD codes for transferring money, recharging mobile phones, checking balance and more.
All Union bank USSD codes for mobile banking
15. Unity Bank USSD Codes (*7799#)
Contained below is a table showing all Unity bank USSD codes for transferring money, recharging mobile phones, checking balances and more.
All Unity bank USSD codes for mobile banking
16. Wema Bank USSD Codes (*945#)
Contained below is a table showing all Wema bank USSD codes for transferring money, recharging mobile phones, checking balance and more.
All Wema bank USSD codes for mobile banking
17. Zenith Bank USSD Codes (*966#)
Contained below is a table showing all Zenith bank USSD codes for transferring money, recharging mobile phones, checking balance and more.
All Zenith bank USSD codes for mobile banking
Conclusion:
That’s it, those are the updated list of all bank USSD codes to carry out financial transactions directly from your mobile devices. This article would be constantly updated as time goes on. We welcome your comments, questions, corrections and additional information relating to this post. More on Mobile Banking:
Bank Transfer Codes | How To Transfer Money Via Mobile Phone in Nigeria How To Recharge Your Phone From Any Bank Via USSD Code In Nigeria How To Check BVN Number Via Mobile Phones (USSD Code): MTN, Airtel, Glo and 9Mobile How to Check Bank Account Number Without Visiting Your Bank in Nigeria
